Driving in Florida is a sport.
Your rate shouldn't lose.
Tourists. Storms. I-95 traffic. We know the chaos.
WYN uses AI to scan 20+ carriers constantly, so you never pay the "Loyalty Tax" again.
Luna AI scans Progressive, Travelers, Geico + more.
Annual Savings
$640.00 / yr
That's a weekend in the Keys. 🏖️
Luna found a better rate.
Switching you from [Carrier X] to [Carrier Y].
Auto enthusiast brands we work with
Carriers subject to state availability and appointment status.
Coverage, translated into human.
Insurance policies look like gibberish. Here is what you actually need to know living in Florida.
Uninsured Motorist
Pays if THEY hit you and don't have insurance.
WHY IT MATTERS:
1 in 4 Florida drivers have zero insurance. This coverage is non-negotiable.
Collision
Fixes YOUR car if you hit something.
THE REALITY:
Miami parking lots are dangerous places. This covers the dings, dents, and crashes.
Comprehensive
Floods, theft, falling coconuts, windshields.
FLORIDA FACT:
It rains here. A lot. This covers flood damage to your engine.
Exotic or Classic?
We have specialized "Agreed Value" programs for Porsche, Ferrari, G-Wagons, and Classics. Don't insure a supercar on a standard policy.
Why does your rate go up
if you didn't crash?
Insurance companies often creep rates up on loyal customers. It's annoying.
We don't let that happen. Every 6 months, Luna automatically re-scans the market. If your carrier raises your rate, she finds a new one before you even notice.
Real Talk (FAQ)
Do I need an SR-22 or FR-44? ▼
We can help with that. If you have a suspended license or DUI, we have specific carriers that specialize in getting you back on the road legally without judging you.
Can I bundle if I rent? ▼
Yes! Bundling Auto with Renters Insurance is actually one of the easiest "hacks" to lower your auto rate. Sometimes the discount on the car pays for the renters policy entirely.
Why did my rate go up? ▼
Inflation, parts shortages, and Florida being Florida (storms/lawsuits). Even if you didn't crash, the cost to repair cars went up. That's why we re-shop you every 6 months.
Ready to stop overpaying?
No spam calls. Just options.