Insurance that keeps
your business open.
Roofers, food trucks, contractors, that startup in Wynwood — we write the Florida businesses the big carriers wave off. Luna shops commercial markets and an advisor gets your certificate out the same day, so you never lose a job to paperwork.
Comparing commercial carriers across Florida
Coverage that keeps you running.
From the storefront to the job site to the fleet — protection sized to how a Miami business actually runs, not a national template.
General liability
The foundation — covers third-party injuries and property damage that could otherwise close your doors. Landlords and clients require it, and we issue the certificate to prove it the same day.
Get a GL quote →Workers’ comp
Florida requires it sooner than most owners think, and one uncovered injury can sink you. We place it fast, even for higher-risk trades, and keep your year-end audit clean.
Property & BOP
Bundle your space, equipment, and liability into one efficient business-owner policy — built for shops, offices, and small crews.
Build a BOP →Commercial auto
One van or a whole fleet — owned, hired, and non-owned vehicles covered for the miles your business actually runs.
Cover your fleet →The coverages that protect the modern business.
Professional liability, cyber, EPLI, and a commercial umbrella sit on top of the basics. The claims that actually sink a business are rarely the ones you saw coming.
Coverage built
around your trade.
Tell Luna your trade once. She shops commercial markets — including the ones that write roofers — and gets a local advisor to issue your COI the same day, so you never lose a job to paperwork.
We write the
hard-to-place stuff.
Contractors, restaurants, trucking, that Wynwood startup — the Florida businesses national carriers wave off. We know the markets that say sí, and we keep your COIs and compliance airtight.
Business insurance questions, answered.
"Three carriers turned my roofing crew down before I called wyn. They had my GL and workers’ comp bound in two days and texted me the certificate before my first job. They write the stuff nobody else will."
Protect what you built.
Get a business quote in minutes — or unlock member rates and dark mode with 305.