Protect your hustle.
Automate the rest.
Instant COIs. Fast quotes. No jargon. We handle the liability so you can handle the growth.
Certificate_Brickell.pdf
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Coverage built for Miami.
We understand the specific risks of operating in South Florida.
Contractors
General Contractors, Electricians, HVAC, Roofers.
- ✓ General Liability
- ✓ Workers Comp
- ✓ Instant COIs
Hospitality
Restaurants, Bars, Cafes, Hotels.
- ✓ Liquor Liability
- ✓ Spoilage Coverage
- ✓ Slip & Fall Protection
Professional
Tech Startups, Law Firms, Medical Offices.
- ✓ E&O Liability
- ✓ Cyber Liability
- ✓ Key Person Insurance
The "Must Haves"
General Liability
The "Slip & Fall" Shield
Essential for leases and contracts. Covers bodily injury and property damage.
Workers Comp
Protect Your Team
Mandatory in FL for construction (1 employee) or non-construction (4 employees).
Commercial Auto
Fleet Coverage
For work trucks, vans, and delivery vehicles. Personal auto won't cover work use.
Cyber Liability
Data Breach Defense
If you take credit cards or store client data, you are a target. Do not skip this.
Certificates of Insurance.
In seconds.
We know the drill. You can't get paid until you submit the COI. You shouldn't have to chase your agent for 3 days to get it.
With WYN, you text Luna the details, and she generates the PDF instantly.
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✓Text-to-Generate
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✓Custom "Certificate Holders"
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✓Sent via Email or SMS
Trusted By Major Commercial Carriers
FAQ
Business Insurance FAQs
We help you stay compliant, issue COIs fast, and reduce costs with the right structure.
What business policies do I need? ▼
Most businesses start with general liability, and often add workers comp, commercial auto, and property depending on operations.
Do you provide COIs quickly? ▼
Yes—COIs can often be issued same-day. We also handle additional insured and waiver of subrogation requests.
Can you cover contractors and subs? ▼
Yes—we help Florida contractors meet jobsite requirements and manage certificates for projects.
How does workers comp work? ▼
Workers comp covers employee injuries and can be required by law or contracts. Rates are based on payroll and class codes.
Do you offer commercial auto and fleet? ▼
Yes—we quote single vehicles through fleets and help align limits with contracts and risk exposure.
Can you review contracts and coverage requirements? ▼
Yes—we review insurance requirements, explain gaps, and structure coverage to satisfy contract terms.
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