Personal or Commercial. Don't panic. Follow the steps below to get your claim handled fast.
Not every scratch is worth a claim. Filing small claims can raise your rates. Talk to a WYN advisor first—we'll give you honest advice on whether it makes financial sense.
Major accident? Flooded warehouse? Fire?
Skip the agency and call the carrier's 24/7 Emergency Claims line directly to get a team dispatched immediately.
Text CLAIM to our number. Luna will guide you through taking photos and gathering info.
Direct access to claims departments. Have your policy # ready.
Personal (Home & Auto)
Auto / Boat
Home / Wind
Auto / Home
Home
Flood
Business & Commercial
Commercial
Workers Comp
Business GL
Can't find your carrier? Check your policy dec page or Chat with Luna.
Take photos and videos immediately. Do not throw away damaged items until the adjuster sees them. Stop the damage from getting worse (e.g., turn off the water), but don't make permanent repairs yet.
Do not wait. If an employee is injured or a customer slips, fill out an Incident Report immediately. Preserve CCTV footage for that hour. Late reporting on Workers Comp can lead to claim denial.
For car accidents or theft, you usually need a police report number to file. Make sure you get that from the officer on scene.