Love is a verb.
Insurance is the proof.
It’s not about "death benefit." It’s about making sure the mortgage is paid, the kids go to college, and your legacy stays intact.
Instant decisions available. No needles. No doctors.
Coverage Active
$1,000,000
Tax-Free Benefit for Family
Term Life Policy
30 Year Lock
Monthly
$28.50
It costs less than you think.
Friday Night Pizza
Gone in 30 minutes.
500k Life Policy
Protects your family for 20 years.
*Rates based on 35-year-old healthy male, 20-year term. Prices vary by age/health.
Two ways to protect.
Do you want simple protection, or do you want to build an asset?
Term Life
Pure protection. You rent the coverage for 10, 20, or 30 years. If you pass away during that time, your family gets paid tax-free.
- ✓ Cheapest monthly payments
- ✓ Replaces lost income
- ✓ Pays off the mortgage
Whole Life / IUL
Permanent coverage that builds cash value over time. You can borrow against it tax-free later for retirement or business.
- ✓ Coverage lasts forever
- ✓ Accumulates cash value
- ✓ "Be Your Own Bank" concept
Hate needles?
So do we.
The old way meant a nurse coming to your house to draw blood and weigh you.
We use Accelerated Underwriting. For most healthy people under 60, we can get you approved in minutes just by answering digital health questions.
Luna Application
Secure Connection
Backed By The Strongest Names
FAQ
Life Insurance FAQs
Simple guidance to choose the right coverage, fast—without overpaying or overcomplicating it.
How much life insurance do I need? ▼
A common approach is 10–15x income plus debts and future expenses. We’ll model scenarios based on your goals.
What’s the difference between term and whole life? ▼
Term covers you for a set period (like 20–30 years). Whole/permanent can last for life and may build cash value.
Can I get life insurance without a medical exam? ▼
Often yes—many carriers offer accelerated underwriting with health questions and data checks instead of labs.
Who should be the beneficiary? ▼
It depends on your family and estate plan. We’ll coordinate with your attorney if you’re using trusts.
Can life insurance help with estate planning? ▼
Yes—life insurance can provide liquidity to cover taxes, equalize inheritances, or fund legacy goals.
How quickly can coverage start? ▼
Some term policies can be approved quickly; coverage starts after approval and payment.