By Invitation & Application

Protecting your
legacy.

Bespoke risk management for complex portfolios. Serving Miami, Palm Beach, and Aspen.

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01 / Asset Protection

The Portfolio

We don't sell policies; we structure programs. Your assets are interconnected, and your coverage should be too.

Global Real Estate

Guaranteed Replacement Cost for custom estates. Coverage across FL, NY, CO, and CA on one bill.

✦ Coastal Property
✦ Builder's Risk
✦ Condo & Co-op

Curated Collections

Agreed Value coverage for exotic cars. No depreciation. Worldwide coverage for newly acquired art.

✦ Supercars
✦ Fine Art & Jewelry
✦ Wine Collections

Marine & Aviation

Yacht crew coverage, worldwide navigational limits, and private jet liability solutions.

✦ Superyachts
✦ Center Consoles
✦ Private Aviation

Liability Shield

Your wealth makes you a target. High-limit Umbrella policies ($5M - $50M) to protect future earnings.

Cyber

Extortion & ID Theft

EPLI

Domestic Staff

02 / White Glove

Concierge.

Standard insurance gives you a 1-800 number. We give you a direct mobile number. No hold times. No call centers.

Your Private Advisor

Direct Access

Proactive Risk Management

We don't just pay claims; we prevent them. We coordinate thermographic scans of electrical systems, water leak detection installation, and hurricane shutter maintenance before the season starts.

Appraisal Coordination

Acquired a new Patek or a Basquiat? We coordinate the appraisal and add it to your schedule immediately so you never have a coverage gap.

Family Office Integration

We work directly with your Wealth Manager, CPA, and Family Office to ensure your insurance strategy aligns with your trust structures and estate planning.

03 / The A-List

Market Access.

CHUBB

PURE

AIG

VAULT

CINCINNATI

Cash Settlements

Our carriers allow you to take a cash settlement after a loss, giving you the freedom to rebuild how and where you want.

Choice of Counsel

In a liability suit, you choose your own defense attorney. You aren't stuck with a budget lawyer assigned by the insurance company.

Worldwide Coverage

Your liability and asset protection follows you globally. From rental cars in Italy to villas in St. Barths.

FAQ

Private Client Insurance FAQs

Clear answers for high-value coverage—so you protect assets correctly and still keep pricing sharp.

What does “agreed value” mean for high-value items? ▼

Agreed value sets the insured value upfront, so a claim isn’t reduced by depreciation.

Do I need an umbrella policy? ▼

If you have assets or income to protect, an umbrella can add $1M+ liability above auto/home.

How do you insure jewelry, watches, and art? ▼

We schedule valuables with appraisals/receipts for broader coverage and fewer surprises at claim time.

Can you cover multiple homes and vehicles under one strategy? ▼

Yes—bundling and aligning deductibles/limits often improves pricing and claim experience.

Does coverage travel internationally? ▼

Many policies can extend worldwide; we confirm territory limits and endorsements before you travel.

How fast can you shop carriers? ▼

We compare 20+ options and show the best value plus clear coverage tradeoffs.

Start the conversation.

Confidential reviews for portfolios exceeding $2M in assets.